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Services

Lincoln Capital delivers a team of educated, experienced, and action-oriented advisors.

We gather all of the pieces together to create a customized financial plan. We evaluate where you are headed based on what you are doing today.  The Lincoln Capital team addresses all aspects of a plan – from retirement planning, tax strategy and risk management, estate planning, education and charitable planning.

With a focus on financial planning, we are able to provide investment management as a core service. 

Personal Financial Planning

Financial planning is at the very core of the services we provide to individuals and families seeking to build, preserve, and manage wealth over time. Our process is comprehensive, seeking to balance your needs for risk management, income and investment returns, tax management, retirement planning and estate planning.

Individual Retirement Planning

We help you work toward your retirement income needs and maintain the lifestyle you have worked so many years to achieve. By integrating ROTH and Traditional IRAs, 401(k) and other employer sponsored plans into your overall strategic plan, we create a retirement income distribution strategy that addresses inflation and market fluctuations to help you enjoy your retirement years.

Portfolio Management

We provide custom investment options that are transparent, easy to understand and wholly focused on your distinct goals.

Are you risking more than you are potentially gaining? With so many investment choices in the global marketplace, it can be overwhelming deciding where to invest your hard earned money. We provide comprehensive management of your investment portfolio. We can help to determine what investments are appropriate given your risk tolerance and financial goals. We then manage these assets, making sure that the investments selected are working in conjunction with your Financial Plan.

401(k) Consulting & Asset Allocation

At Lincoln Capital we offer individual help with your 401(k). Anyone can select last year’s best performers just by looking at the numbers. Where you’ve been in the past is not necessarily where you wish to go in the future. Last year’s investment winners could be this year’s investment losers. We suggest you navigate your investments by looking at what lies ahead in the business cycle. We can help you with that.

 

Estate Planning

 

Preserving wealth from one generation to the next can be complex and time-consuming. In estate planning, we work with your estate attorney with the aim that mechanisms to facilitate the efficient transfer of wealth are established and maintained. We work to minimize taxes and maximize benefits to your intended recipients, including both individual and charitable beneficiaries, whether via lifetime or testamentary bequests. We can help beneficiaries set up estate accounts, determine date of death values and handle asset transfers on behalf of beneficiaries. When your family is meeting the challenges that accompany the loss of a loved one, we can help by assisting with your family’s financial matters.

Tax Strategy

We monitor your evolving tax scenario, and adjust your portfolios accordingly, to minimize the ongoing tax consequences of your investments wherever feasible. We work closely with your tax advisors to minimize tax liabilities at all stages of your life, through a variety of income, gift and estate tax planning strategies.

Charitable Giving

Charitable giving can provide tax benefits for you and your heirs. We conduct a full assessment of short- and long-term tax and estate planning implications to help you with your wealth management objectives.  We can analyze efficient tax strategies to your existing charitable giving ventures.

Please note that neither Lincoln Capital or Cetera Advisor Networks LLC nor any of its agents or representatives give legal or tax advice. For complete details, consult with your tax advisor or attorney. 

Check the background of this firm on FINRA's BrokerCheck.

© 2023 by Lincoln Capital, Inc.

Securities and advisory services offered through Cetera Advisor Network LLC (doing insurance business in CA as CFGAN Insurance Agency LLC), member FINRA/SIPC, a broker/dealer and a registered investment adviser.  Cetera is under separate ownership from any other named entity. Michael Lincoln CA insurance license # 0766771, Dushyanth Reddy CA license # 0K26096, Robin Bechtel CA insurance license # 0D48461, Dominic Myers CA insurance license # 0G25694.

Individuals affiliated with Cetera firms are either Registered Representatives who offer only brokerage services and receive transaction-based compensation (commissions), Investment Adviser Representatives who offer only investment advisory services and receive fees based on assets, or both Registered Representatives and Investment Adviser Representatives, who can offer both types of services.

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Information provided is from sources believed to be reliable however, we cannot guarantee or represent that it is accurate or complete. Because situations vary, any information provided on this site is not intended to indicate suitability for any particular investor. Hyperlinks are provided as a courtesy and should not be deemed as an endorsement. When you link to a third party website you are leaving our site and assume total responsibility for your use or activity on the third party sites.

This site is published for residents of the United States only. Registered Representatives of Cetera Advisor Networks LLC may only conduct business with residents of the states and/or jurisdictions in which they are properly registered. Not all of the products and services referenced on this site may be available in every state and through every advisor listed. For additional information please contact the advisor(s) listed on the site, visit the Cetera Advisor Networks LLC site at www.ceteraadvisornetworks.com.

Important Information

Business Continuity Plan

Lincoln Capital, Inc.

12555 High Bluff Drive Ste 305

San Diego, CA 92130

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